UnitedHealth: Should You Be Greedy When Everyone Else Is Fearful?

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While many investors focus on tariffs and trade policy volatility in Washington, one of the largest healthcare stocks is experiencing unrelated volatility: UnitedHealth down more than 50% from peak.

With over 50 million members and revenue exceeding $400 billion in 2024, UnitedHealth Group (UNH) is one of the world's largest healthcare conglomerates — owning both insurance (UnitedHealthcare) and health tech (Optum).

UNH stock was once seen as the “ideal defensive stock” with non-stop growth through multiple market cycles, becoming a cornerstone of numerous long-term investment funds.

However, in just the past few months, UnitedHealth has lost all gains from 5 years of growth.

• Stock down more than 50% from peak, falling to the lowest level since April 2020

• CEO Andrew Witty resigns, company withdraws 2025 earnings guidance

• A criminal investigation into the Medicare Advantage program is launched

• And even, the company faces shock from the assassination of health insurance executive Brian Thompson

With such a relentless plunge, many investors are starting to wonder: Is this an opportunity to “catch the bottom” of a high-quality stock — or a signal of uncontrollable long-term risk?

In this article, Viet Hustler will analyze with you the full picture of the business model, competitive advantages, outlook, and investment risks of UnitedHealth Group.

1. UnitedHealth's Business Model

2. Competitive Advantage Analysis

3. Financial Health Analysis

4. Future Outlook

5. Preliminary Valuation

6. Investment Risks