Privacy Policy

Last Updated: November 21, 2025

1. Introduction

Welcome to Tạp Chí Phố Wall ("we", "our", or "us"). We are committed to protecting your privacy and personal data. This privacy policy explains how we collect, use, disclose, and safeguard your information when you use our financial news and analytics platform.

By accessing or using our services, you agree to the collection and use of information in accordance with this policy.

2. Information We Collect

2.1 Account Data

When you create an account, we collect:

  • Email address
  • Display name
  • Profile picture (if provided)
  • OAuth authentication information from Google

2.2 Activity Data

We track your activity on the platform:

  • Stock search history
  • Stocks and content viewed
  • Courses enrolled and progress
  • Content interactions (likes, comments)
  • Reading preferences and interests

2.3 Payment Data

When you subscribe to paid plans:

  • Payment information is securely processed by Stripe
  • We do not store full credit card details
  • We store transaction history and subscription information

2.4 Technical Data

We automatically collect:

  • IP address
  • Browser type and version
  • Operating system
  • Screen resolution and device type
  • Referral source and accessed URLs
  • Time zone and language settings

3. How We Use Information

We use the collected data to:

  • Provide and improve services: Personalize your experience, recommend relevant content
  • Manage accounts: Authentication, account security, customer support
  • Process payments: Manage subscriptions, invoices, refunds
  • Send notifications: Service updates, market news, educational content
  • Analytics and research: Understand user behavior, improve features
  • Comply with laws: Meet legal requirements, detect fraud
  • Marketing: Send emails about new products, promotions (opt-out available)

4. Cookies and Tracking

4.1 Essential Cookies

We use essential cookies to:

  • Maintain your login session
  • Remember theme preferences (light/dark)
  • Store language settings
  • Secure the application and prevent CSRF

4.2 Analytics Cookies

We use Microsoft Clarity to:

  • Analyze user behavior
  • Improve user experience
  • Understand most-used features

You can disable analytics cookies in your browser settings.

5. Data Security

We implement the following security measures:

  • Encryption: HTTPS for all data transmission
  • Authentication: JWT tokens with HttpOnly cookies, OAuth 2.0 via Google
  • Rate limiting: Prevent brute force attacks and API abuse
  • Regular audits: Security updates, vulnerability scanning
  • Backups: Automatic daily data backups

However, no method of transmission over the internet or electronic storage is 100% secure.

6. Data Retention

We retain your personal information as long as your account is active or as necessary to provide services. You can request account deletion at any time, and we will delete your data within 30 days, unless longer retention is required by law.

7. Your Rights

You have the following rights:

  • Access: Request a copy of your personal data
  • Rectification: Update or correct inaccurate information
  • Erasure: Request deletion of your personal data
  • Portability: Receive your data in a readable format
  • Opt-out: Decline marketing emails (still receive transactional emails)
  • Restriction: Request restriction of data processing in certain cases

To exercise these rights, please contact [email protected].

8. Children's Privacy

Our services are not intended for persons under 18 years old. We do not knowingly collect personal information from children. If you are a parent and know that your child has provided information to us, please contact us so we can delete the data.

9. Data Storage and Location

All user data is stored exclusively on servers located in the United States. We do not transfer or store your personal information outside of the United States. Your data is hosted on secure infrastructure within US data centers, ensuring compliance with US data protection standards.

10. Changes to Privacy Policy

We may update this privacy policy from time to time. We will notify you of any changes by posting the new policy on this page and updating the "Last Updated" date. You should review this policy periodically for any changes.

11. Contact Information

If you have questions or concerns about this privacy policy, please contact:

Tạp Chí Phố Wall
Email: [email protected]
Website: https://tapchiphowall.com