In the modern business world, companies don't just stop at providing products and services but also seek ways to control cash flow to achieve maximum profits. Successful businesses are often those capable of managing cash flow effectively and creatively.
In fact, implementing the core business activities of fast-moving consumer goods (FMCG) companies or entertainment, travel services… sometimes generates even less super profits than their “underground banking” activities.
Looking at how a commercial bank operates, they hold customers' money and pay interest. Meanwhile, these FMCG companies sometimes "disguise" themselves as banks and pay no interest whatsoever for holding customers' money. In other words, the company generates profits by holding the prepaid money that customers pay in advance in the system.
